Fighting Pennsylvania Debt Collection Abuse
If you are being abused by debt collectors, you are not alone. Dealing with abusive collection agencies and debt collectors can be humiliating and frightening. That's where we come in. When your rights are violated, you need to know what your rights are and how you can most effectively respond when debt collectors step over the line. Federal and state laws outline what these debt collectors can and cannot do in their attempts to collect consumer debts. The attorneys at Boyle, Neblett & Wenger know the law and are committed to fighting for you when abuse occurs.
There are a broad range of activities and conduct that may qualify as creditor harassment and are prohibited by law when attempting to collect consumer debts. These activities may range from phone calls to neighbors and friends, calls at work, threats of wage garnishment or legal action, or generally any conduct which is threatening or abusive. If you feel that you have been abused by debt collectors using illegal collection tactics, contact our firm to schedule a free initial consultation with an experienced lawyer.
The Fair Debt Collection Practices Act
Congress has long recognized that consumers need protection from the ravages of abusive debt collectors. In 1978, Congress passed the Fair Debt Collection Practices Act ("FDCPA"), which prohibits collection agencies from using all forms of deceptive and abusive collection practices and applies to any personal, family and household debt, including credit cards, medical bills, first and second mortgages and debts associated with the purchase of automobiles.
The FDCPA and other laws regarding consumer debt collection are intended to protect you and provide a remedy when you are abused. You have the right to be treated with honesty, fairness, dignity and respect. It's that simple. When you aren't treated right, it's time to call us. We believe that no one should be able to violate the law in order to get payment. Our Pennsylvania lawyers can help identify and protect you from debt collection abuse.
When You Have Questions, Get the Answers You Deserve
How can you tell the difference between debt collection activities that are aggressive, but legal, and those that are considered abuse under the law? When you are abused by a debt collector, what are your best options for stopping the abuse? At Boyle, Neblett & Wagner, we can help you answer these and other questions, including:
- What are my rights?
- Should I sue a debt collector?
- Who is covered by these federal and state laws?
- When should I contact an attorney?
If you are being abused by debt collectors and collection agencies, it is important that you keep good notes on any contact you have with them. Save any documents you are sent, and do not destroy voice mail messages left at your home or place of work. Most importantly, E-mail or call our Camp Hill law offices at 866-661-7930 today and get the help you deserve.
