Situation: Client came to us complaining of harassment by a debt collector. Client, who suffered from a brain aneurysm, tried to impress on the creditor the importance of not calling her repeatedly and tried to explain that it could literally kill her. Creditor replied that he would keep calling to see if he could "blow her brains out." We sued. Result: Settlement and recovery.
Situation: Client came complaining that debt collector had called a neighbor and asked him to pass a note to client. Calling a neighbor or friend for anything other than location information is a violation of the law. Result: Settlement and recovery.
Situation: Client seeks help. Despite having filed bankruptcy and told her creditor repeatedly about both her bankruptcy and the fact she was represented by counsel, creditor refuses to stop calling. We sued. Result: Settlement and recovery.
Situation: Client comes to us afraid and upset. Debt collector has threatened to garnish her wages and call her friends and neighbors if she doesn't pay. Calls her a "loser" and tells her she's just a deadbeat. We sued. Result: Settlement and recovery.
Situation: Client comes to us complaining that a collection agency is trying to collect a debt that he had made payment arrangements with the original creditor. Seems that the original credit card company had taken a few payments under the deal the client had worked out and then referred the debt out for collection. Trying to collect a debt that is not owed is a violation of the law. We sued. Result: Settlement and recovery.
Bottom line: You DO NOT have to put up with abuse. Creditors have a right to collect legitimate debt, but they must treat you with honesty, fairness, dignity and respect. When they don't, that's where we come in. Call us for a free consultation.
